How should I choose a life insurance agent?

When you’re considering buying life insurance, it’s important to choose an agent or broker who can help you. Buying life insurance can be complicated or confusing. The key to buying…



How is life insurance sold?

You can buy life insurance either as an “individual” or as part of a “group” plan. Individual Policy When you buy an individual policy, you choose the company, the plan,…



How do I pick a life insurance company?

The annuity business, like the insurance industry itself, is very competitive. There are hundreds of insurers and many different types of products available to you. Before buying an annuity, contact…



How to save money on life insurance

Buying the wrong benefits for a low premium does not add up to savings There are ways to save money when buying life insurance, but they don’t always entail paying…



How to choose the right type of life insurance

Choosing the right type of life insurance can be confusing, but it’s also an important decision. Here are some guidelines that can help you narrow down your best life insurance…



Reasons to purchase permanent life insurance

A permanent life policy provides lifelong insurance protection. The policy pays a death benefit if you die tomorrow or if you live to be a hundred. There is also a…



What are the different types of permanent life insurance policies?

Whole or ordinary life This is the most common type of permanent insurance policy. It offers a death benefit along with a savings account. If you pick this type of…



8 smart steps for buying life insurance

How to find coverage that meets your needs and budget Life insurance can form a vital part of your family’s financial stability and well-being but, if you’re like most people,…



How to Set Trust Checking Accounts

A trust checking account is one way to ensure certain funds will be kept safe and used for their intended purposes. It also helps to ensure your trust is, in…



Securing your home against burglary

Make your home safer—and get insurance discounts, too Burglars won’t find your home an easy target if it’s well lit and features security measures that slow them down. Don’t let…



Protect your house from sewer backups

Don’t let clogged sewers wreak havoc on your home Backed up sewers can cause thousands of dollars in damage to floors, electrical systems, walls, furniture and other belongings. Learn about…



How to protect your home from water damage

Avoid soggy disasters with these tips Water damage is one of the most common and costliest disasters your home can experience, costing billions of dollars annually. Safeguard your most important…



Getting the right insurance coverage for moving

Ease the stress of a move by making sure your belongings are protected Whether you’re moving locally or out-of-state, on your own or with a moving company, the right insurance…



Protect your home from winter weather

Get your home ready for freezing weather hazards with these simple tips Ice, snow and wind can have devastating consequences to your home—and to your household budget. Fortunately, there are…



Liability and safety tips for dog owners

Most dogs are friendly, loving members of the family, but even normally docile dogs may bite when they are frightened or when protecting their puppies, owners or food. According to…



Avoiding scams after a disaster

Don’t be a victim of dishonest service providers If your home was destroyed by a hurricane, wildfire or other disaster, be cautious. Unfortunately, there are dishonest service providers that prey…



Peer-to-peer home rental

Understand the implications renting your home to strangers Before you consider renting out your home, your guest room—or even your couch—first contact your insurance professional so you fully understand the…



Self-storage facility coverage and tips

How to safely store—and best insure—your off-premise stuff Self-storage units can be a good way keep clutter out of your home. And having the right insurance coverage is the best…



Are there any disasters my property insurance won’t cover?

Yes. Floods, earthquakes and acts of terrorism are generally not covered. Protection against flood damage Property insurance policies usually exclude coverage for flood damage. Find out from your local government…



Are there different types of policies?

Yes. A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different…



What is covered by standard homeowners insurance?

Understanding the four essential protections provided by your homeowners policy Homeowners + Renters Insurance IN THIS ARTICLE Coverage for the structure of your home Coverage for your personal belongings Liability…



Choosing an insurance company

There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company: 1. Licensing Not…



8 auto insurance myths

To get the best value for your car insurance budget, know the facts When purchasing an auto policy, it’s important to understand the factors that affect your policy costs and…



Car breakdown safety

If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway…



Auto insurance for teen drivers

Is there a newly licensed driver in your home? Reduce the stress by understanding the implications for your car policy. For parents, the excitement of having a first-time driver in…



Rental car insurance

Protect yourself while renting—without wasting money If you’re renting a car, check your own coverages first Insurance if you’re renting from a brick-and-mortar car rental Insurance if you’re using a…



Driving in winter? Be prepared and stay safe

Avoid cold weather driving disasters with these tips Prepare your car—and yourself—for winter driving conditions Plan your trip with common sense Drive extra carefully If you do get caught in…



Auto insurance jargon buster

Your guide to understanding the fine print Don’t be intimidated by specialized insurance language. Below you’ll find definitions of some of the most common terms used when dealing with auto…



Road rage and auto insurance

Aggressive driving can lead to accidents—and compromised coverage Road rage incidents are not only dangerous, they are exempted from coverage by many auto insurance policies. Understand your risks and take…



Auto insurance basics—understanding your coverage

The basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car…



8 questions to ask before buying auto insurance

Make sure your car coverage reflects your needs and budget The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing…



Auto insurance for teen drivers

Is there a newly licensed driver in your home? Reduce the stress by understanding the implications for your car policy. For parents, the excitement of having a first-time driver in…



What is auto insurance?

Understand your car insurance and what it covers Understanding auto insurance: the basics Who is covered by my auto insurance and under what circumstances? Is auto insurance coverage mandatory? What…



BLM supporter was arrested for beating her adopted white daughter to death

BLM Supporter Posted About Her Adopted Kids’ White Privilege Shortly Before She Was Arrested for Allegedly Beating One to Death. A South Carolina woman and Black Lives Matter supporter accused…



What is burial insurance?

“Burial insurance” usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to…