Save Money By Switching to Two Wheels

November 17, 2021

We all know how costly motoring can be; fuel, road tax, insurance, not to mention servicing, and if you feel down because your set of wheels is draining your disposable income, you should consider putting the car in the garage and investing in a motorcycle.

The loss of comfort and protection is balanced by the speed and exhilaration of riding a big bike and if you’re new to biking, start with a small machine until you become a proficient rider.

Slash your motoring costs

Save the car for the winter, or if you’re really keen, sell the car and invest in a superbike from Wheels Motorcycles, a leading UK big bike dealer with new and used bikes for sale. If you have no biking experience, you won’t be able to jump straight onto a 1000cc superbike, at least not for a couple of years.

The first stage would be a 125cc machine and after 2 years, you can take the test to acquire the coveted class A license that allows you to ride any bike. When you calculate your monthly fuel costs, even a big bike is much cheaper to run, while tax and insurance are also lower.

Sell the car: If you sell your car, you will have more than enough to invest in a new motorcycle and still have some money left over, which you can use to get your protective clothing and equipment. Not only that, the money you save on fuel can go towards next year’s summer holiday and on the odd occasion when you do need a car, you can rent one for the day.

Riding tuition: If you have no motorcycle riding experience, we advise you to book a short basic riding course, which will teach you how to handle the machine on a range of surfaces, while also helping you with correct braking techniques.

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Hopefully, you will never experience an accident, but if you do, here are a few tips.

Sourcing the right motorcycle

There are quite a few styles to choose from, including the following:

Sports bike
Tourer
Street naked
Enduro

Start with a Google search to locate a nearby motorcycle dealership and browse the new and used models on offer and book a test ride on the machine you like. The dealer would offer low-interest finance, which means you can spread the payments over a couple of years.

You need to ensure the bike prior to riding it and if the machine is older than 3 years, it will also need a valid MOT certificate.

Welcome to the world of adventure

When you start riding a motorcycle, you will enjoy the thrills and exhilaration that come with the experience and hopefully, you will become a dedicated biker who enjoys a long and happy life on two wheels.

Check with the UK government about driving licence requirements for riding a motorcycle and get ready to slash your motoring costs.

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Financial Aid Options; Installment Loans Online for Running a Restaurant

Do you own a restaurant or are thinking of opening one up? Restaurants can be an incredibly lucrative source of income. They can bring you money and fame in a very short while. Though is it easy to open and maintain a running restaurant business? Well, nothing in this world is easy. A restaurant has its own set of challenges that can very easily throw you off-track if you are not careful. Making sure your restaurant delivers the perfect service, food and experience might require you to regularly invest capital in it. Though it’s not always possible to be able to do this as every business has its ups and downs. So we suggest that online installment loans would be the best option when it comes to receiving trusted financial aid. Let’s have a look at a few reasons to support this claim. Installment Loans Online Gives Quick Money for Upkeep The upkeep of a restaurant here refers to repairs, bills, and running costs. If you ever need emergency money for one of these matters then you would require a loan that can get you the money in an instant. Once you go through the working of different kinds of loans then the information about installment loans online would make you select this loan in an instant. The companies providing this loan can get you the money in your account in 24 hours’ time. This is a lot faster than banks who take almost 2 weeks to go through the whole process. The reputation of a restaurant can very quickly go down so if anything needs to be replaced or looked after with some funds then it has to be done quickly. Zero Harassment It’s almost close to harassment to ask for a mortgage in exchange for loan money at a time of emergency. Some banks and companies actually take part in such activities that are looked down upon. It was no surprise that a lot of restaurant owners have left going to such places for loans and simply approach companies offering online installment loans. So if you ever need instant cash for something at your restaurant, you should waste no time and apply for it without a worry. You can borrow small It is very well known that a lot of loan institutions do not give out small loans as it does not give them enough profit in the long run. Though this isn’t the case with every company. Companies offering online installment loans understand that even something that doesn’t cost much can be important, especially in the restaurant business. You can practically take a $150 loan and get the loaned money in your account within 24 hours, something that you cannot do with the other companies. Bad credit There’s a good chance that you have faced or are facing a bad credit score. Most companies and banks do not provide loans to people with a bad credit score so if your credit score is not up to the mark then you shouldn’t really try approaching banks and orthodox companies. On the other hand, when you apply for an online installment loan, you are put in touch with a private lender who doesn’t always refer to the credit score to approve your loan. So your chances of getting a loan are much much higher this way. Knowing what type of financial aid is best for your business at the time of cruises can be a deciding factor for the future. These aforementioned points will bring some clarity on the issue and will guide you in the right direction for your restaurant.
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5 Advantages of Having a Clear Teeth Aligner

As often said, a smile makes your life beautiful. Smiling gives you happiness right under your nose and brightens up your day. That’s why you should always smile whenever you can. However, having misaligned teeth can make you feel uncomfortable, ridding you of the simple joy of smiling. Crooked teeth may give you sleepless nights, denying you the confidence of showcasing your beautiful smile. Although some may still be comfortable, this can be a serious setback for most people. Luckily, this condition can be sorted out. Orthodontists can now use teeth aligners to help straighten teeth. They can prevent, diagnose, and correct malpositioned teeth and even jaws. Clear teeth aligners have gained popularity over the traditional teeth aligners that were previously dominant. Here are some of the advantages of opting for clear teeth aligners. Comfort Since they are made of clear plastic, clear aligners give you the comfort you deserve in your teeth straightening journey. Unlike the traditional aligners, clear aligners don’t have wires, brackets, or elastics that may invoke discomfort. These metal braces may make contact with your lips or cheeks, causing scratches that may be painful and uncomfortable. Although new clear aligners might feel tight, there is nothing to worry about. The pressure is normal and responsible for the gentle movement of the teeth to straighten them. Removable One major advantage of clear aligners over the traditional ones is that they are removable. If you don’t need them on a particular occasion, you can remove them and wear them later. This is as long as you meet the recommended daily hours of wearing them; 20-22 hrs. Since they are removable, they enable you to eat any food without restrictions. Anytime you want to eat delicacies such as chocolate and cheese, you can easily remove them and enjoy your snacks. This may be very difficult with the traditional aligners as food may stick to them, leading to dental diseases. Blends Well With Teeth One major disadvantage with traditional aligners is that they are easily noticed. This may make you uncomfortable and may even discomfort those near you, especially when the brackets have food caught in between them. Clear aligners tend to blend well with teeth, giving a great appearance. They are not easily noticed because of their clarity. There are no metal wires or brackets that may attract attention. The teeth are still visible. Noticing the clear aligners is, therefore, difficult due to their inconspicuous nature. This gives you the comfort you deserve. Greater Cleaning Convenience With clear aligners, it is easy to clean both the teeth and the aligners. In fact, you can always remove them when brushing or flossing your teeth. This makes sure that you effectively brush around the teeth, reaching all the surfaces. This boosts the overall cleaning process. Traditional aligners may prevent proper cleaning of teeth, putting you at risk of food decay. Clear cleaners, on the other hand, allow you to take them off during eating. This way, you avoid sticking food on them that may later pose a health risk to you. Precise and Better Results With traditional aligners, predicting the duration of the treatment may be difficult for the orthodontist. However, aligners usually give a more reliable estimate since there is the use of digital technology. This technology projects the look of your teeth at each stage, giving you a more accurate projection of the final look. As such, the orthodontist can follow up and ensure that the process is going smoothly since they have a clear map of the healing process. This is unlike the traditional teeth aligners, where physical impression might lead to unforeseen errors in the healing process. Clear teeth aligners offer a better, convenient, and effective solution for misaligned teeth. The whole process of healing is smooth, guided by technology to ensure accuracy and success. It would be best if you also visited reputable orthodontics experts for great service delivery. Get in touch with a Brisbane dentist who will make you smile better by providing exceptional dental services. Get yourself dental experts equipped with the latest technology and caring staff to meet your needs to satisfaction. Don’t lose your smile. The perfect smile is a clear aligner away. Autobiography Elizabeth is a renowned leader in the space of Health and Mental Wellness topics. Her work has appeared on more than a dozen influential sites and blogs. Her articles both focus on providing valuable information and an entertaining read that her readers enjoy. More about her work on – ELIZABETHMARKS.me
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How to Pass HHA Exam

The HHA Exam, also known as the Home Health Aide Exam, is a prerequisite for becoming a certified HHA. This document describes all of the stages that must be completed in order to obtain HHA certification. You must be at least 18 years old (unless an emancipated juvenile) and a registered citizen of the United States, Canada, or any other nation where English is spoken. You must also meet the following requirements: pass a background check; pass a drug test, and submit your fingerprints for law enforcement officers to examine. If you have an outstanding criminal warrant or court order against someone on parole or probation, you are ineligible. Candidates are eligible to take the HHA exam after completing these stages. Students learn how to care for people by giving prescriptions, cooking, cleaning, organizing household items, and assisting with personal hygiene in certificate HHA programs, which typically entail one semester of study. They’ll also learn how to assess residents’ needs, fill out paperwork, and follow up with them. In as little as two months, these certificate programs can be completed. It may take one or two years to complete a diploma, associate’s degree, or bachelor’s degree program that includes HHA training if you wish to become a certified HHA. These programs place a greater emphasis on health care ideas and human development than on actual care. Before taking tests, you may be required to complete an internship program in which you work under supervision at an approved facility for a set number of hours per week for several months. You will be able to apply for your HHA certification after passing these exams. You’ll have to study as well. Before taking the HHA test, go over your notes and study books again, practice questions, and make sure you don’t forget anything. Take online practice exams to guarantee you don’t forget anything by reinforcing the subject and preparing you for what will be expected of you on test day. You should also try to relax and think positively about passing your HHA exam; in order for this process to go as smoothly as possible, use common sense, avoid stressing out, and remember that there will not be another HHA exam taken at an international level—being familiar with the guidelines will serve you well. In order to become an HHA, you must be registered and licensed with the state. Some states require continuing education for HHA certification renewal; others do not. This means that if you are registered and licensed in a state that does not require continuing education, you may receive your HHA certificate once and renew your current license indefinitely. As part of becoming an HHA, you will have to pass a background check and provide a valid Social Security Number or Federal Employer Identification Number. Once your information has been processed by the state, they will then issue an HHA registry or license number. The majority of HHA tests are computerized. The HHA certification is good for two to three years, and it can be renewed. If you fail your exam, you will have to wait 12 months to retake it. The exam must be taken in its entirety. If this is your second unsuccessful attempt, you will have to wait and reapply as if you were taking the exam for the first time. Becoming an HHA can take several years. If the testing center’s education department is unable to provide you with a future exam appointment within 60 days of your prior test period, you will be notified. Final Words on the HHA Exam Make sure you are well-rested and relaxed. Make sure you have plenty of time to finish the HHA test. If you need to, go ahead and take any extra time that is allotted for your HHA exam, as long as it is less than one hour. Make sure to study questions thoroughly and don’t expect everyone to be able to answer everything off the top of their head. Be confident in yourself so you can handle what comes up on the HHA test.
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Unnatural Selection – 5 Fascinating Facts from the History of Genetic Engineering

Genetic engineering gets a bad rap, with people regularly taking to the streets to protest the evils of GMOs. However, if these same protesters have a faithful dog waiting for them at home or even a fruit bowl full of bananas, they are unwittingly enjoying the benefits of genetic engineering. To shine a light on this controversial field, we’ve taken a deep dive into its history to bring you five of the most fascinating GMO facts. From the creation of pugs to the discovery of a2 milk, get set to be surprised at the reach of genetic engineering. 1. Genetic engineering is an ancient human tradition Though many people think of genetic engineering as something only done in modern labs, humans have been genetically modifying plants and animals for millennia. We started with selective breeding and crossbreeding, which is how we got pugs from wolves (a job that, understandably, took around 30,000 years). These practices persisted for most of the history of genetic engineering. The practice of lab-based genetic modification had its genesis in the 1950s with the discovery of the double helix DNA structure and the synthesis of DNA in a test tube. 2. Not all anomalies are GMOs In the modern era, it’s easy to assume any unusual variant is the result of genetic engineering. An interesting example of this is a2 milk, which comes from cows that only produce the a2 milk protein and not the a1 protein. As it turns out, this is a modification made 100% by nature. DNA testing is used to identify cows that have this unique milk production feature, and producers of a2 milk operate only with these animals. 3. The first lab-based GMO was a strain of bacteria While the groundwork for modern genetic engineering was laid in the 1950s, the first genetically engineered organism wasn’t created until 1973, when Herbert Boyer and Stanley Cohen were able to splice a gene from one strain of bacteria into another. The gene in question gave the bacterial recipient antibiotic resistance. Why they wanted to make a strain of bacteria antibiotic-resistant is a question you’d have to ask Boyer and Cohen. 4. Many scientists are as concerned about GMOs as protesters After Boyer and Cohen’s strange but successful experiment, other researchers quickly moved on to animal studies, and interest in the emerging field skyrocketed. By the mid-70s, scientists the world over were beginning to express concerns about the potential ramifications for humans and the ecosystem. The Asilomar Conference was held in 1975 to address these concerns and create a framework for how research could proceed. Guidelines were established but designed to be flexible, allowing for new discoveries in genetic engineering to influence their strictness or laxity. While genetic engineering shows no signs of slowing down, and there are plenty of demonstrable benefits, the ethical and ecological concerns persist – in the scientific community as much as among the general public. 5. Genetic engineering helps treat and cure many ailments Diabetics who need to inject insulin are reliant on GMOs. To obtain natural insulin, you’d need to take it from the pancreas of pigs or cattle. In addition to the obvious ethical concerns, insulin sourced from animals can cause adverse reactions in patients. GM insulin, by contrast, is ethically obtained from modified bacteria, and it is less likely to trigger adverse reactions. Genetic engineering is also being used to develop better treatments and preventative measures for everything from Alzheimer’s to cystic fibrosis. Though ethical concerns remain, there’s no denying the benefits of this ancient tradition.
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What is covered by standard homeowners insurance?

Understanding the four essential protections provided by your homeowners policy Homeowners + Renters Insurance IN THIS ARTICLE Coverage for the structure of your home Coverage for your personal belongings Liability protection Additional living expenses (ALE) SHARE THIS EN ESPAÑOL DOWNLOAD TO PDF Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living expenses Coverage for the structure of your home Your homeowners policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy. Most policies also cover detached structures such as a garage, tool shed or gazebo—generally for about 10 percent of the amount of insurance you have on the structure of the house. A standard policy will not pay for damage caused by a flood, earthquake or routine wear and tear. When purchasing coverage for the structure of your home, remember this simple guideline: Purchase enough coverage to rebuild your home. Coverage for your personal belongings Your furniture, clothes, sports equipment and other personal items are covered if they are stolen or destroyed by fire, hurricane or other insured disasters. The coverage is generally 50 to 70 percent of the insurance you have on the structure of the house. The best way to determine if this is enough coverage is to conduct a home inventory. Personal belongings coverage includes items stored off-premises—this means you are covered anywhere in the world. Some companies limit the amount to 10 percent of the amount of insurance you have for your possessions. You also have up to $500 of coverage for unauthorized use of your credit cards. Expensive items like jewelry, furs, art, collectibles and silverware are covered, but there are usually dollar limits if they are stolen. To insure these items to their full value, purchase a special personal property endorsement or floater and insure the item for its officially appraised value. Trees, plants and shrubs are also covered under standard homeowners insurance—generally for about $500 per item. Trees and plants are not covered for disease, or if they have been poorly maintained. Liability protection Liability covers you against lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets. So, if your son, daughter (or even your dog) accidentally ruins a neighbor’s expensive rug, you are covered. (However, if they destroy your rug, you’re out of luck.) The liability portion of your policy pays for both the cost of defending you in court and any court awards—up to the limit stated in your policy documents. Liability limits generally start at about $100,000, however, it’s a good idea to discuss whether you should purchase a higher level of protection with your insurance professional. If you have significant assets and want more coverage than is available under your homeowners policy, consider purchasing an umbrella or excess liability policy, which provides broader coverage and higher liability limits. Your policy also provides no-fault medical coverage, so if a friend or neighbor is injured in your home, he or she can simply submit medical bills to your insurance company. This way, expenses can be paid without a liability claim being filed against you. It does not, however, pay the medical bills for your own family or your pet. Additional living expenses (ALE) ALE pays the additional costs of living away from home if you cannot live there due to damage from a an insured disaster. It covers hotel bills, restaurant meals and other costs, over and above your usual living expenses, incurred while your home is being rebuilt. Keep in mind that the ALE coverage in your homeowners policy has limits—and some policies include a time limitation. However, these limits are separate from the amount available to rebuild or repair your home. Even if you use up your ALE your insurance company will still pay the full cost of rebuilding your home up to the policy limit. If you rent out part of your house, ALE also covers you for the rent that you would have collected from your tenant if your home had not been destroyed.
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Save Money By Switching to Two Wheels

Slash your motoring costs

Sourcing the right motorcycle

Welcome to the world of adventure

Like it? Share it with your friends!

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